2 day stay in hospital caused $52k bill, what do?
There is a saying among banks and other money lenders.
"If someone owes you a million dollars, that's a them-problem. If they owe you a BILLION dollars, that's a you-problem."
Isn't it obvious? You should totally rack up the most colossal hospital bill in the history of the universe. Make your bill so colossal, and so stupendous, that if you should fail to pay it, the hospital will immediately go bankrupt.
Here's how. Ever heard of Evel Knievel?
No? Then you're in for a rockstar treat. Back in the 1960s-'70s, he was THE archetypal professional daredevil. There is no obstacle he'd not attempt to leap with his trusty motorbike. His career involved over 75 ramp-to-ramp motorcycle jumps, most over ever-larger numbers of vehicles. For years, he sought permission to jump the Grand Canyon, but the US Government's Interior Department declined on the grounds of "airspace" above the canyon, of all things. Many of his stunt jumps crashed, and crashed hard. Most crashes caused sprains, bruisings, multiple bone-breaks, fractures and concussions. But Knievel kept jumping and jumping, and racking up those sweet sweet publicity bucks, and accumulating one hell of a list of injuries. And hospital bills.
Result: uninsurable. No life insurance company would touch him. Knievel himself stated: "Lloyd's of London has rejected me 37 times. So if you hear the rumor that they insure anybody, don't pay too much attention to it."
Evel Knievel was quite obviously a hideous suction-y black hole of finance. So there's your path to victory! Become the world's next badass superstar daredevil. And the Insurer's Nightmare.
Astride your trusty motorbike, jump a gazillion buses. Jump the Grand Canyon. Jump the Atlantic. Jump anything and anything appropriately or physically jumpable. Also jump objects physically impossible to jump. Prove the haters wrong. Jump the Sun. Jump the concept of sarcasm. Jump your own motorbike. Jump yourself five minutes ago. Jump the concept of jumping. Pulverise your body into a messy paste a million times over. Then send your hospital the medical bill.
Then maximise that too. Insist on every optional extra they could ever provide. Drain their morphine vats. Gobble every food item in their cafeteria. Bellyflop their used-syringes boxes, then screech for their extra-deluxe rabies shots. Use a different MRI machine for each hair strand, all at once. Nuzzle their surgeons. Infect yourself with every pathogen and consume all their cures in one massive monsoon-bucket-shot-glass. Seduce, marry and divorce Amber Heard, then scream to the hospital's pricey psychologists a frumpy dullard like her could never satisfy the Majestic Appetites of your kind. Fashion anal beads from the hospital's plutonium samples. Anything and everything.
I don't know what medical law is wherever you're from, but I think most hospitals in most countries are legally required to immediately operate or treat whatever urgent condition you're suffering from, and then sort out the moola deets later. Should you persist in your wicked-sick daredevil rampage for a few decades, then with any luck you'll bankrupt the fuckers. And you won't have to pay a dime.
How rad would that be? Godspeed, Ashley!